These Terms of Use (“Terms”) govern your access to and use of the websites, software, tools, products, content, services, community areas, communications, and features made available by NoBellTrading and TalasAI (collectively, “Company,” “we,” “us,” or “our”), including without limitation any affiliated websites, dashboards, brokerage integrations, user portals, newsletters, Discord servers, chat rooms, voice channels, live sessions, alerts, watchlists, educational materials, videos, posts, courses, software interfaces, automations, model outputs, and related services (collectively, the “Services”).

By accessing or using any part of the Services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree, do not access or use the Services.

1. Nature of the Services

NoBellTrading is a trading education, market commentary, and community platform. TalasAI is a software and technology product that may include automation features, model-driven tools, strategy-based software functions, account connectivity, notifications, dashboards, or related technical features.

The Services are provided for informational, educational, community, and software-access purposes only. Nothing in the Services is intended to be, and must not be construed as, investment advice, financial advice, legal advice, tax advice, accounting advice, or any other professional advice. Nothing in the Services constitutes a recommendation, solicitation, endorsement, or offer to buy, sell, or hold any security or other financial instrument.

Your use of the Services does not create an investment adviser-client relationship, fiduciary relationship, brokerage relationship, agency relationship, or any other professional relationship between you and the Company.

2. Eligibility

You may use the Services only if you are legally capable of entering into a binding agreement and are not prohibited from using the Services under applicable law. By using the Services, you represent and warrant that:

• you have the legal capacity to agree to these Terms;
• the information you provide is accurate and complete;
• your use of the Services will comply with all applicable laws, rules, and regulations;
• if you connect a brokerage or financial account, you are authorized to do so.

If you use the Services on behalf of an entity, you represent that you have authority to bind that entity to these Terms.

3. No Personalized Advice; User Responsibility

You are solely responsible for your own financial decisions, account activity, trading decisions, due diligence, tax reporting, legal compliance, and risk management. You agree that you will not rely on the Services as a substitute for independent judgment or professional advice.

You understand that all trading and investing decisions involve risk and that you remain fully responsible for evaluating whether any strategy, instrument, or action is appropriate for your own circumstances.

4. TalasAI Software and Automation

TalasAI is provided as a software tool. Any artificial intelligence, model-driven logic, rule-based system, ranking, signal, notification, automation, or brokerage-connected functionality is offered as software functionality only.

You understand and agree that:

• TalasAI may use algorithmic, rule-based, statistical, or AI-assisted processes;
• software outputs may be incomplete, delayed, inaccurate, unavailable, or unsuitable for market conditions;
• TalasAI may fail to generate, transmit, receive, or execute an intended action;
• market conditions may change faster than the software can respond;
• automation does not eliminate the possibility of loss;
• use of software, automation, or AI does not guarantee performance, suitability, execution quality, or profit.

You remain solely responsible for reviewing whether to enable, use, continue, pause, or disable any TalasAI feature.

5. Brokerage Connectivity and Third-Party Platforms

Some Services may connect with or rely on third-party brokers, APIs, exchanges, charting providers, payment processors, hosting providers, communication tools, or other service providers. Your use of any third-party platform is subject to that third party’s own terms, policies, availability, and technical limitations.

If you connect TalasAI to a brokerage or financial account, you acknowledge and agree that:

• you are solely responsible for the permissions, credentials, settings, and approvals associated with your account;
• you are solely responsible for verifying symbols, allocations, quantities, account restrictions, margin settings, and permissions;
• third-party outages, API failures, delays, or authentication failures may disrupt functionality;
• we do not control the availability, uptime, policies, order handling, execution quality, or security of third-party services.

We may suspend, modify, or discontinue integrations at any time, including where required by third-party policy, compliance concerns, technical limitations, or business changes.

6. Trading and Investment Risk Disclosure

Trading and investing involve substantial risk of loss and are not suitable for everyone. You may lose some or all of your capital. Leveraged or complex products, including but not limited to options, futures, forex, margin products, and certain digital assets, involve additional risk.

You understand that risks may include, without limitation:

• price volatility;
• liquidity constraints;
• slippage;
• wide spreads;
• rejected, delayed, partially filled, or duplicate orders;
• gaps in price;
• data errors;
• system outages;
• broker outages;
• exchange outages;
• model or software errors;
• changing market regimes;
• cybersecurity incidents;
• unauthorized access;
• operational failures.

You agree that you assume all risk arising from your use of the Services.

7. Performance Information

Any performance results specifically identified as actual, live, or realized are intended to reflect actual performance for the period shown, if applicable. However, past performance is not indicative of future results, and no representation is made that any person will achieve similar performance or avoid losses.

Any examples, illustrations, trade recaps, strategy explanations, backtests, target returns, projections, simulations, estimated outcomes, hypothetical results, or model illustrations, if presented, are for informational purposes only and have significant limitations. They may not reflect live trading conditions, real execution, fees, slippage, taxes, market impact, latency, or other real-world factors.

You agree not to interpret any displayed metric, example, performance figure, or output as a promise, guarantee, or assurance of future results.

8. Educational Content and Community Standards

NoBellTrading may provide educational content, newsletters, commentary, courses, chatrooms, live sessions, alerts, and community discussion. These are provided for informational and educational purposes only.

You agree that you will not:

• use the Services for unlawful purposes;
• post abusive, defamatory, fraudulent, harassing, or infringing content;
• impersonate another person or entity;
• attempt to gain unauthorized access to systems, accounts, or data;
• interfere with the operation or security of the Services;
• copy, scrape, resell, redistribute, or exploit paid content or software access without permission;
• share member-only content, software access, or community content outside the permitted scope of your subscription or license.

We reserve the right to remove content, suspend access, terminate accounts, or restrict participation at our discretion.

9. Accounts, Access, and Security

You are responsible for maintaining the confidentiality of your login credentials and for all activity occurring under your account. You must promptly notify us of any suspected unauthorized access, breach, or misuse.

We may suspend or terminate access if we believe your account is being used in violation of these Terms, presents a security risk, creates legal exposure, or harms the platform, community, or other users.

10. Subscription, Billing, and Access Changes

Certain Services may require payment, subscription enrollment, or approved access. By purchasing or subscribing, you agree to the pricing, billing terms, renewal terms, cancellation terms, and access limitations presented at the time of purchase.

Unless otherwise stated in a separate written agreement:

• fees are non-refundable once charged, except where required by law;
• access may be modified, suspended, or discontinued;
• features, pricing, integrations, or availability may change at any time;
• promotional or beta access may be limited, modified, or terminated.

If you cancel a subscription, your access may continue through the end of the current billing period unless otherwise stated.

11. Intellectual Property

All content, branding, logos, text, graphics, videos, course materials, software, source materials, interfaces, designs, compilations, and other materials made available through the Services are owned by or licensed to the Company and are protected by intellectual property laws.

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Services for your personal or internal business use only.

You may not, without prior written permission:

• copy, reproduce, republish, or redistribute the Services;
• reverse engineer, decompile, disassemble, or attempt to extract source code from any software;
• modify, create derivative works from, or commercially exploit the Services;
• use our branding, content, or materials in a misleading or unauthorized manner.

12. Third-Party Content and Links

The Services may contain links to or references to third-party websites, tools, brokers, educators, vendors, software, or services. These are provided for convenience only.

We do not control and are not responsible for third-party content, products, services, security, uptime, privacy practices, representations, or results. Your dealings with third parties are solely between you and the third party.

13. Conflicts of Interest

NoBellTrading, TalasAI, and their owners, operators, employees, contractors, affiliates, licensors, and service providers may hold or trade positions in securities or instruments discussed on the Services and may have financial or business relationships with referenced third parties. These circumstances may create actual or perceived conflicts of interest.

You agree that you are solely responsible for conducting your own independent evaluation and not assuming neutrality or suitability from any content or feature.

14. No Warranty

The Services are provided on an “as is” and “as available” basis, to the fullest extent permitted by law. We make no representations or warranties of any kind, express or implied, including without limitation warranties of accuracy, completeness, timeliness, merchantability, fitness for a particular purpose, non-infringement, availability, compatibility, or uninterrupted operation.

We do not warrant that the Services will be error-free, secure, continuously available, profitable, or suitable for your needs.

15. Limitation of Liability

To the fullest extent permitted by law, NoBellTrading, TalasAI, and their owners, officers, directors, managers, members, employees, contractors, affiliates, licensors, vendors, and service providers shall not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenues, data, goodwill, business opportunity, trading capital, or expected returns arising from or related to your access to or use of the Services.

To the fullest extent permitted by law, our total liability for any claim arising out of or relating to the Services shall not exceed the amount you paid to us for the specific Service giving rise to the claim during the three months preceding the event giving rise to the claim, or one hundred dollars ($100), whichever is greater.

Some jurisdictions do not allow certain limitations of liability, so portions of this section may not apply to you.

16. Indemnification

You agree to defend, indemnify, and hold harmless NoBellTrading, TalasAI, and their owners, officers, directors, managers, members, employees, contractors, affiliates, licensors, vendors, and service providers from and against any claims, liabilities, damages, losses, costs, and expenses, including reasonable attorneys’ fees, arising out of or related to:

• your use or misuse of the Services;
• your violation of these Terms;
• your violation of any law or third-party right;
• your account activity;
• any content or data you submit, transmit, or share.

17. Suspension and Termination

We may suspend, restrict, or terminate your access to any part of the Services at any time, with or without notice, if we believe:

• you violated these Terms;
• your use creates legal, compliance, technical, or security risk;
• continued access is not commercially or operationally feasible;
• a third-party provider requires suspension or termination;
• we discontinue the Service or a relevant feature.

Sections that by their nature should survive termination will survive, including without limitation ownership, disclaimers, limitations of liability, indemnification, dispute provisions, and payment obligations already incurred.

18. Modifications to the Services or Terms

We reserve the right to modify, suspend, or discontinue any part of the Services at any time. We also reserve the right to update these Terms at any time. Updated Terms will become effective when posted unless otherwise stated.

Your continued use of the Services after updated Terms are posted constitutes acceptance of the revised Terms.

19. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Missouri, without regard to conflict-of-law principles.

20. Dispute Resolution

Any dispute arising out of or relating to these Terms or the Services shall be resolved exclusively in the state or federal courts located in Missouri, and you consent to the personal jurisdiction and venue of those courts.

If you want a more aggressive version later, this section can be revised to require arbitration and waive class actions, but that is the kind of clause you really want reviewed by counsel before using.

21. Severability

If any provision of these Terms is found unenforceable or invalid, the remaining provisions will remain in full force and effect.

22. Entire Agreement

Effective Date: 04/06/2026
These Terms, together with any posted Disclaimer, Risk Disclosure, Privacy Policy, and any additional written terms applicable to a specific product or feature, constitute the entire agreement between you and the Company regarding the Services, except where superseded by a separate signed written agreement.